Employer Resource Library
Everything on this site organized in one place, plus a renewal checklist, a network-verification quick list, and a short glossary.
On This Site
Start with these guides
Every topic below already lives on this site, free to read any time — no download or form required.
Healthcare Basics
Plain-language definitions for the terms that show up on every plan comparison.
Where to Go for Care
A decision guide plus the hospital systems serving Plymouth and Bristol County.
Who Are the Players
A map of the hospital systems, carriers, and programs across the local market.
Network Disruption Guide
The full, dated, sourced picture on the BCBSMA PPO/EPO discontinuation and the Steward Health Care hospital transitions.
Behavioral Health Resources
A compassionate first-call guide, including the MA Behavioral Health Help Line and local CBHCs.
Rate Trends & Market Reality
Sourced, plain-language context on 2027 proposed rate changes and the CHIA 2024 Employer Survey.
New: Quick Reference
Three short tools you can use today
Renewal Prep Checklist
- Confirm your renewal effective date and current plan type (PPO, EPO, HMO)
- Ask your advisor whether the BCBSMA PPO/EPO discontinuation affects your group
- Gather your current census, rates, and Summary of Benefits and Coverage (SBCs)
- Review employee geography — note anyone in Rhode Island or commuting near Cape Cod
- Set a calendar reminder 90 days before renewal to start comparing options
Network Verification Quick List
Before assuming your network looks the same as last year, confirm: facility, physician group, billing entity, behavioral health network, and pharmacy/PBM. See the full checklist on our Network Disruption Guide.
Glossary of Terms
- Merged market: the combined individual and small-group insurance markets in Massachusetts
- Level-funded: a fixed monthly amount paired with stop-loss protection
- Stop-loss: insurance that caps an employer's claims exposure
- CBHC: Community Behavioral Health Center, a state-designated access point
- DOI: the Massachusetts Division of Insurance, the state's insurance regulator
Prefer a live conversation?
Request a one-on-one review with a local advisor and get answers specific to your group.